Protect your loved ones from the financial stress of funeral costs and final bills — all with flexible plans from top-rated carriers
No medical exam — simple approval process
Fast payout directly to your family
Rates never increase and coverage never expires.
designed to cover funeral costs, medical bills, or any remaining expenses after you pass.
Funerals today cost an average of $9,000–$12,000. Without coverage, these costs often fall directly on your loved ones — during one of the hardest times of their lives.
Get peace of mind knowing your family will never be left with the financial burden of your final expenses.

Quickly secured a policy for my dad's burial, no fuss. The pre-need planning option made things smoothly manageable. Highly recommend for peace of mind!

Explored various options, but Final Expense Life Insurance's affordability and straightforward pre-need planning really stood out. Whole life policy brings added peace of mind.

The grief support service was straightforward and genuinely helpful—quite comforting without being overbearing during such a challenging time.
FAQs
Answers to Your Key Questions on Final Expense Coverage
What is covered by Final Expense Life Insurance?
It mainly covers funeral expenses, unpaid bills, and other end-of-life financial obligations.
How easy is it to qualify for Final Expense Life Insurance?
Our policies generally require no medical exams, with acceptance based on application health questions.
Are premiums for Final Expense Life Insurance affordable
Yes, premiums are designed to be low and affordable, with a range of policy options to fit different budgets and needs
Can the benefit be used for expenses other than funeral costs?
Absolutely, while primarily intended to cover funeral and burial costs, the benefit from a final expense policy can be used by beneficiaries to pay for any outstanding debts or final bills.
What happens if I live much longer than expected, will my coverage cease?
No, your coverage does not cease. Final Expense Life Insurance policies are whole life policies, providing coverage for your lifetime as long as premiums are paid.
Can I buy a policy for a family member?
Yes, you can purchase a policy for a family member, provided you have an insurable interest and obtain their consent for the policy.